DaDepo Insights
Practical notes on preparing claims, invoices, receivables, contracts, and other document-backed rights for structured review.
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The Illiquids
Short visual stories about the awkward realities of document-backed assets.
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Energy Performance Is Becoming Credit Information: What Mortgage Lenders Need to Record
The ECB’s July 2026 bank lending survey shows that energy performance and physical climate risk are already influencing housing credit standards and demand. For lenders and asset managers, the practical lesson is that a mortgage-related asset needs a current, source-backed record of the loan, property, valuation, energy performance, physical risk and later changes—not only the original mortgage documents.
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- Mortgage-related asset
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